This year the Federal Housing Administration made adjustments to its underwriting handbook that significantly affect potential buyers that have outstanding student loans. Changes became effective September 14, 1015. Read more ⇢
You saved up your money and survived the rigors of mortgage underwriting, packed up your apartment, loaded the truck and moved into your new home. After several urgent days… Read more ⇢
Conventional wisdom is that spring is the best time for selling—and buying—a home. It’s the time of year when the most home are on the market. In fact, lots… Read more ⇢
You don’t know what you don’t know, so how many homebuyers or home-sellers know they can use their smart phones to get smarter about the process? It… Read more ⇢
As we slip into autumn, many homeowners take their homes off the market, believing that their home will not sell in the fall or winter. While it is… Read more ⇢
Most people think of downsizing as something you do in retirement. The kids are grown, the nest is empty and you have all this space just gathering dust… Read more ⇢
Okay, some home maintenance items just don’t make the urgent list. Changing your furnace filter doesn’t often make the cut. As we head into autumn, take a… Read more ⇢
Contemplating buying a new home or remodeling the one you have? Before you call your real estate agent, hire a designer or head to your local Do-It-Yourself superstore refine… Read more ⇢
Stargazers are in for a treat Sunday, when a super-moon combines with a lunar eclipse for the first time since 1982. The super-moon eclipse will last 1 hour and 11 minutes,… Read more ⇢
Now that the kids have gone back to school, vacations are over and the weather is starting to turn, it’s time to get serious about hunting for a house. Read more ⇢
Start training for the Dana Point Turkey Trot~ Thanksgiving day Thursday, November 26, 2015 – 6:00am to 7:00pm http://www.TurkeyTrot.com Produced by the Dana Point Chamber of… Read more ⇢
Southern OC and Nellie Gail Ranch Real Estate
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